All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold.Įach account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol, and any fees that may be imposed by any third party for using the ATM, are converted to Canadian dollars at an exchange rate which is 2.5% above the bench mark rate set by the payment card company when the transaction is posted. It is added directly to the amount of your cash withdrawal. The convenience fee is not a Royal Bank fee. An ATM operator surcharge (also called convenience fee) may be charged by other ATM operators.